A strong average cannot cancel a critical blocker.

Eight readiness dimensions are scored separately. Defined hard blockers can override the weighted score where an application would be premature or misleading.

Three distinct conclusions.

Business quality considers commercial resilience and management. Evidence quality considers records and support. Capacity considers cash and existing obligations. The diagnostic interprets them together without pretending to make a funder's decision.

Professional boundary: This indicative tool is not funding, investment, credit, legal or tax advice; it is not an application, offer, approval, lender match or prediction. Funders apply their own criteria. Forecasts and respondent information require verification.