FINANCIAL CLARITY THAT DRIVES GROWTHCenturion · South Africa
SGBSGROUPAccounting · Tax · Advisory · Intelligence
Proprietary SGBS Intelligence · BHI 1.0

Know whether your business is financially under control.

The SGBS Business Health Index™ measures the systems beneath your numbers—across cash flow, profitability, compliance, record integrity, reporting, controls, debt resilience and growth readiness.

32 indicators8 control dimensions8–12 minutes
What the Index measures

Performance is the outcome.
Control is the infrastructure.

A profitable month can conceal poor records, tax exposure or cash fragility. The Index looks below the headline numbers to test whether the business can explain, defend and act on its financial position.

20% WEIGHT

Cash-flow strength

15% WEIGHT

Profitability & margins

15% WEIGHT

Tax & statutory compliance

10% WEIGHT

Record integrity

10% WEIGHT

Management reporting

10% WEIGHT

Internal controls

10% WEIGHT

Debt resilience

10% WEIGHT

Growth & funding readiness

The output

One score. Eight positions. A sequenced response.

Your result identifies the strongest control, the binding constraint and the interventions that should happen first. Recommendations connect directly to relevant SGBS expertise and Intelligence systems.

Read how scoring works →
01Overall control scoreA weighted 0–100 view, with a clearly defined maturity band.
02Dimension profileSee where strength and exposure sit across the financial system.
03Priority interventionsA practical order of action—not a generic list of weaknesses.
04Sector contextInterpretation shaped by the economics of your chosen industry.
IMPORTANT BOUNDARY

A diagnostic starting point—not an audit conclusion.

The self-assessment is indicative and based on information selected by the respondent. It does not constitute an audit, independent review, assurance opinion, tax opinion, credit rating or funding guarantee. A verified SGBS review may test evidence and revise the position.

Measure the system beneath your numbers.
Then strengthen what matters first.

Let’s talk